You're not in this alone! Carlow University is committed to helping you find ways to fund your education while providing exceptional service throughout the financial aid process.
(scroll down for a more detailed calendar)
October 1 FAFSA becomes available.
March 15 Preferred FAFSA filing date for new students in order to receive maximum consideration for financial aid.
April 1 Preferred FAFSA filing date for returning students in order to receive maximum consideration for financial aid.
May 1 FAFSA deadline for Pennsylvania State Grant consideration for new and returning students.
July Fall tuition bill is mailed to students.
August Fall tuition bill is due.
November Spring tuition bill is mailed to students.
December Spring tuition bill is due.
100% of our first- time, full-time traditional students receive financial assistance, many of whom thought attending Carlow would not be possible.
FINANCIAL AID CALENDAR
The Free Application for Federal Student Aid (FAFSA) is available to file starting October 1st for the upcoming year. For example, if you will attend during the 2019-20 school year, you can file the 2019-20 FAFSA as early as October 1, 2018.
- Before filing, the student and parent should each create their own FSA User ID at fsaid.ed.gov
- Student and parents should complete the Free Application for Federal Student Aid (FAFSA) at www.fafsa.gov. (DO NOT USE www.fafsa.COM)
- Whenever possible use the IRS Data Retrieval Tool (DRT) to automatically move your income information from the IRS to the FAFSA.
- Carlow University’s Federal School Code is 003303. List Carlow first on your FAFSA so we receive your PA State Grant information from PHEAA. Note: Pennsylvania residents must complete a PHEAA Status Notice for state grant. Contact PHEAA at 1-800-692-7392 for more information.
- After you file, the US Department of Education will notify you that your FAFSA was processed and provide you with a Student Aid Report (SAR). Review the SAR for accuracy, and if necessary, correct your FAFSA online.
- For help with the FAFSA, contact the Financial Aid Office at 412.578.6389 or firstname.lastname@example.org or Federal Student Aid Customer Service at 1.800.433.3243 or FederalStudentAidCustomerService@ed.gov.
- The Financial Aid Office mails you a Financial Aid Award Letter outlining your financial aid package for the upcoming academic year. Refer to the checklist included with the award letter to learn how to finalize your financial aid package.
- Search for outside scholarships. Use the internet, talk to other students, check with your guidance counselor, visit the outside scholarship page, etc.
- Carlow’s preferred deadline to file the FAFSA is March 15.
- FAFSA deadline to be considered for PA State Grant is May 1.
- Return the Financial Aid Reply Form that was mailed with the award letter in order to officially accept the financial aid package.
- If your FAFSA is selected for verification by the Federal Processor, complete the Verification Worksheet that was sent with your award letter and return it to the Financial Aid Office with copies of student and parent IRS Tax Transcripts. (If the IRS DRT was used when the FAFSA was filed, copies of Tax Transcripts will not be necessary).
- Student loan borrowers must complete Federal Direct Loan Entrance Counseling and the Master Promissory Note (MPN) at www.studentloans.gov. Entrance Counseling ensures that the student understands rights and responsibilities as a first-time borrower, and the MPN is the promise to repay the loan.
- Start saving money for textbooks. The price of textbooks is not included in tuition and fees
- Fall tuition invoices are mailed from the Student Accounts Office at the end of June with an August due date.
- Parents can apply for the Federal Direct Parent PLUS Loan at www.studentloans.gov.
- Students and parents can apply for private education loans. A list to start your search is available at www.elmselect.com.
- Make payment arrangements with Student Accounts. Contact the Cashier at 412.578.6052 to make a credit card payment or to set up a payment plan.
- Financial Aid is credited to students' accounts in September. When financial aid (including Parent PLUS Loan and/or private loans) is greater than tuition, fees, and room and board, a refund check is issued to the student or parent for educational expenses.
- Prepare to file the FAFSA again for the upcoming year
See the Academic Calendar for other Financial Aid and Registration deadlines.
If you are still in high school, the College Board offers a useful planning tool called bigfuture to help you track your college application progress and gain helpful advice.